HISA People Chain Africa

Africa's Resilient Democratised Decentralised Digital Economy

Transforming real-world value into liquid digital assets through agentic AI, smart contracts, and the Hedera distributed ledger.

Explore Our Solutions
57%
Financial Exclusion
3B+
Tokens
4
Core Pillars

Executive Summary & Core Mission

HISA is a decentralized, AI-powered financial and wellness ecosystem focused on Africa's Sustainable Development Goals (SDGs), with a core emphasis on mental health-awareness, conservation, data rights, and equitable finance inclusion opportunities.

Core Mission

"To unlock Africa's prosperity by transforming real-world value into liquid digital assets—accessible, trackable, and usable by everyday people—powered by agentic AI, smart contracts, and the Hedera distributed ledger."

Mental Health Focus

AI-powered wellness profiles and mental health awareness

Conservation

Tokenized environmental contributions and conservation efforts

Data Rights

User-controlled data monetization and sovereignty

Financial Inclusion

Equitable finance opportunities for all Africans

Problem Statement

Africa faces significant barriers to financial inclusion, mental healthcare access, and sustainable development participation:

Financial Exclusion

57% of African adults lack access to formal financial services.

Mental Health Gap

Limited affordable mental health resources with high stigmatization.

Data Sovereignty

Users lack control over personal data monetization.

Infrastructure Limitations

Inconsistent internet connectivity restricts digital participation.

SDG Financing

Insufficient incentivization for sustainable development activities.

Solutions Architecture

Financial Exclusion Solution

HISA uses a UMOJA tokenized DeFi layer with AI-managed smart pools that allow users to participate in yield-generating activities without needing a traditional bank account.

Mental Health Gap Solution

HISA integrates AI-powered wellness profiles to assess mental health, triggering automated alerts or tokenized rewards for self-care actions.

Data Sovereignty Solution

HISA ensures data is owned, tokenized, and monetizable by the user. Users control what data is shared, promoting data dignity and economic equity.

Infrastructure Solution

HISA includes offline-first capabilities, such as USSD and SSD support, enabling full ecosystem participation on basic phones without internet.

SDG Financing Solution

HISA transforms SDG contributions into verifiable, rewarded, and tradable actions, creating a circular economy where social impact directly produces financial returns.

Token Economy

$HISA Token

  • Total Supply: 3,000,000,000 tokens (fixed supply)
  • Token Type: HTS-20 (Hedera Token Service)
  • Utility Functions: Staking, Pool Participation, Service Payments, Governance, Reputation

Token Distribution

Community & Ecosystem
60%
Team & Advisors
20%
Reserve Fund
10%
Liquidity
10%

Four Pillar Ecosystem

Pillar Token AI Role Example Contributions Token Rewards
Environment JANI & JANI STABLE Verification, security, manage pools Tree planting, recycling $JANI
Economy UMOJA TOKEN, STABLE & OPTION Validates tokenised securities Tokenizing assets (e.g., ETFs) $UMOJA
Health HISA Telemedicine Wellness monitoring Mental wellness reporting $HISA
Culture CHAT Converts oral traditions to NFTs Storytelling, music, language $CHAT

HISA Pools Architecture

HISA utilizes intelligent, modular pool structures powered by smart contracts and agentic AI to deliver decentralized, programmable access to financial, social, and wellness services.

Liquidity Pools

Token swaps ($HISA ⇄ $HBAR)

  • ZK privacy
  • AI-dynamic fees
  • Slippage protection

Impact Reward Pools

Incentivize SDG actions

  • $HISA rewards
  • AI verification
  • Community voting

TeleCare Pools

Mental health incentives

  • Wellness tracking
  • ZK-proof privacy
  • Automated rewards

Staking & Governance

Token locking for voting

  • Inflation-adjusted rewards
  • Proposal system
  • DAO structure

Stability & Insurance

Volatility absorption

  • Algorithmic peg maintenance
  • Risk mitigation
  • Collateral protection

Conclusion

HISA re-imagines financial inclusion, wellness, and sustainability by fusing intelligent automation, decentralized finance, and identity-sovereign governance. Through its unique pools, mental health integration, and agentic AI, it offers a robust infrastructure for Africa's next digital leap.

Our Vision for Africa

A continent where every individual has equitable access to financial services, mental health support, and the ability to monetize their contributions to sustainable development - all powered by decentralized technology.

Learn More About HISA